Identity Theft & Data Breach Checklist
Step-by-step checklist for what to do after identity theft or a data breach — passwords, credit freezes, fraud alerts, reports and monitoring (US, UK and EU).
How to use
- 1Work through the steps in order — the first ones matter most.
- 2Keep a log of who you contacted, when, and any reference numbers.
Frequently asked questions
How do I know if my email was in a breach?
Check your email address on Have I Been Pwned (haveibeenpwned.com), a free and widely trusted breach-notification service.
Is a credit freeze free?
Yes — in the US, freezing and unfreezing your credit at all three bureaus is free by law.
Where do I report identity theft?
US: IdentityTheft.gov (FTC). UK: Action Fraud. EU: your national police and data protection authority.