Investing & Retirement

Calculate profit or loss on a Bitcoin, Ethereum or any crypto trade from the amount invested, buy and sell prices, and exchange fees.

Estimate staking rewards from an APY or APR — daily, monthly and yearly — with or without compounding, in coins and in your currency.

Estimate mining profit from your hashrate, the network hashrate, block reward and electricity cost — daily, monthly and the break-even on hardware.

Calculate impermanent loss for a 50/50 liquidity pool (Uniswap v2 style) when token prices change — compared with simply holding the tokens.

Value your gold and silver holdings by troy ounce or gram at today's spot price, with the gain or loss against what you paid.

See how savings grow with compound interest and regular deposits — any compounding frequency, with a year-by-year growth table.

Calculate return on investment as a percentage, plus the annualized return (CAGR) when you know how long the investment was held.

See how inflation changes the value of money — what today's amount will cost in the future, or what it's really worth after years of price rises.

Check whether your savings will last through retirement: projected balance at retirement, the income it can support and the age it might run out.

Project your 401(k) balance at retirement with your contributions, employer match, salary increases and investment returns — capped at the IRS annual limit.

Compare Roth and traditional retirement contributions: which leaves you more to spend in retirement, based on your tax rate now and in retirement.

Calculate your required minimum distribution from a traditional IRA or 401(k) using the IRS Uniform Lifetime Table.

Find your FIRE number and how many years until you're financially independent — or how long until you have $1 million — from your savings and spending.

See how much you can withdraw from a portfolio each year and how long the money lasts with inflation-adjusted withdrawals.

Find your Coast FIRE number — the amount that, left to grow with no more contributions, reaches your retirement target — and whether you've hit it.

Compare a monthly pension with a one-time lump sum: the pension's present value and the return you'd need on the lump sum to match it.

Calculate the regular payout an annuity or lump sum can provide for a set number of years at a given interest rate — monthly, quarterly or yearly.

Calculate the compound annual growth rate (CAGR) between a starting and ending value — or project a future value from a growth rate.

Estimate how long it takes to double your money at a given return — or the return needed to double in a set time — with the exact answer for comparison.

Convert a nominal investment return into a real, inflation-adjusted return — and see what your money is really worth after a number of years.

See how much a fund's expense ratio costs you over time — the difference between your balance with and without fees.

Get a starting stock/bond mix for your age and risk tolerance using the classic 100/110/120-minus-age rules — and see it in dollars.

Estimate the future cost of college and how much to save each month in a 529 plan or savings account to cover it.

See how much you'd actually receive from an early 401(k) or IRA withdrawal after the 10% penalty and income tax.

Find your average cost per share after buying a stock, ETF or coin at different prices — and the price you need to break even.

Calculate profit or loss on a stock trade including commissions — dollar gain, percentage return and break-even sell price.

Calculate a stock's dividend yield and your annual and monthly dividend income from the share price, dividend per payment and number of shares.

Project how a dividend stock grows when dividends are reinvested — shares, value and yearly income — with dividend and price growth.

Calculate profit or loss at expiration for buying or selling calls and puts — break-even price, max profit, max loss and a price-by-price table.

Work out how many shares to buy so a stop-loss limits your loss to a set percentage of your account — plus the risk/reward ratio to your target.

Find the buys and sells that bring your portfolio back to its target allocation — optionally using only new money so you don't have to sell.

See the result of investing a fixed amount at regular intervals: shares bought, average cost per share and gain — compared with investing a lump sum at the start.

Calculate a bond's current yield and yield to maturity (YTM) from its price, coupon rate, face value and years to maturity.

Calculate T-bill returns: purchase price from the discount rate, interest earned, and the investment rate (bond-equivalent yield) to compare with savings.

Estimate the gain from an employee stock purchase plan (ESPP) with a discount and lookback provision, and your return on the money contributed.

Estimate the tax on vesting restricted stock units (RSUs): the value taxed as income, the shares withheld at the supplemental rate, and any shortfall at your real rate.

Check a list of trades for possible wash sales — losses on sales where the same security was bought within 30 days before or after.

Estimate the tax saved by selling investments at a loss to offset capital gains and up to $3,000 of ordinary income a year (US rules).

Value a stock: market capitalization, P/E and earnings yield — plus an intrinsic value per share from a discounted cash flow (DCF) model.

See what percentage gain you need to recover from a loss — a 50% drop needs a 100% gain — and how long it takes at a given return.