Earned Income Tax Credit (EITC) Calculator 2026
Check if you qualify for the 2026 Earned Income Tax Credit and estimate the amount — up to $664 with no children, $4,427 with one, $7,316 with two and $8,231 with three or more.
Estimates only — not tax advice. Tax rules change and depend on your situation; check with the tax authority or a tax professional.
How to use
- 1Enter your filing status and number of qualifying children.
- 2Enter your earned income, AGI and investment income.
- 3See your estimated credit.
How it's calculated
The credit phases in with earned income, is flat at the maximum, then phases out above $23,890 ($31,160 joint) with children, or $10,860 ($18,140 joint) without — using the 2026 IRS table.
Frequently asked questions
Who can claim the EITC?
Workers with earned income under the limits, a valid SSN, investment income of $12,200 or less, and (without children) age 25–64. Married filing separately generally can't claim it unless separated.
When is the refund paid?
By law, refunds that include the EITC can't be issued before mid-February; most arrive by early March for e-filers with direct deposit.
Is the EITC refundable?
Yes — you get the full credit even if you owe no tax.