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CAGR Calculator

Calculate the compound annual growth rate (CAGR) between a starting and ending value — or project a future value from a growth rate.

For information and education only — not financial advice. Results are estimates based on the numbers you enter; check important decisions with a qualified professional.

How to use

  1. 1Enter the starting value, ending value and number of years.
  2. 2Or switch to 'future value' to project growth at a given rate.

How it's calculated

CAGR = (end ÷ start)^(1 ÷ years) − 1. Future value = start × (1 + rate)^years.

Frequently asked questions

What does CAGR tell me?

The steady yearly growth rate that would take the start value to the end value — smoothing out ups and downs.

Is CAGR the same as average return?

No. A +50% year followed by −50% has an average of 0% but a CAGR of about −13%, because losses compound too.

Can I use months?

Yes — enter the period in years with decimals, e.g. 18 months = 1.5 years.