BRRRR Calculator
Run the numbers on a Buy-Rehab-Rent-Refinance-Repeat deal: all-in cost, cash left in the deal after the refinance, and cash flow on the new loan.
For information and education only — not financial advice. Results are estimates based on the numbers you enter; check important decisions with a qualified professional.
How to use
- 1Enter the purchase price, rehab cost and after-repair value (ARV).
- 2Enter the refinance LTV and rate, the rent and expenses.
How it's calculated
All-in = price + rehab + closing. Refinance loan = ARV × LTV. Cash left in deal = all-in − refinance loan. Cash flow = rent − expenses − new mortgage payment.
Frequently asked questions
What's the goal of BRRRR?
To pull most or all of your cash back out at the refinance, so you can repeat with the same money while keeping a cash-flowing rental.
What LTV do refinance lenders allow?
Commonly 70–75% of the appraised value for investment properties, after a seasoning period of 6–12 months.
What if the appraisal comes in low?
More of your cash stays in the deal. Stress-test your deal with a lower ARV.