Home Sale Proceeds & Realtor Commission Calculator
Estimate what you'll walk away with when selling your home after agent commission, closing costs, repairs and paying off the mortgage.
For information and education only — not financial advice. Results are estimates based on the numbers you enter; check important decisions with a qualified professional.
How to use
- 1Enter the expected sale price and your mortgage payoff.
- 2Enter the commission rate and other selling costs.
How it's calculated
Net proceeds = sale price − commission − seller closing costs − repairs/concessions − mortgage payoff.
Frequently asked questions
How much is realtor commission?
Historically about 5–6% in the US split between agents, but since 2024 rule changes commissions are more openly negotiated and often lower.
What closing costs does a seller pay?
Often 1–3% of the price: title insurance, transfer taxes, escrow and attorney fees, depending on the state.
Do I owe tax on the profit?
In the US, up to $250,000 of gain ($500,000 for married couples) on a main home is usually tax-free if you meet the ownership and use tests.