12-Month Cash Flow Forecast
Project your business's cash balance month by month for a year from starting cash, revenue growth and fixed and variable costs — and spot when it runs low.
How to use
- 1Enter starting cash, monthly revenue and its monthly growth rate.
- 2Enter fixed monthly costs and variable costs as a share of revenue.
How it's calculated
Each month: revenue grows by the growth rate; net cash flow = revenue − fixed costs − revenue × variable %; closing balance = opening + net flow.
Frequently asked questions
What's the difference between profit and cash flow?
Profit counts sales when made; cash flow counts money when it moves. Slow-paying customers can make a profitable business run out of cash.
What is burn rate?
How much cash you lose per month when costs exceed revenue. Runway = cash ÷ burn rate.
How often should I update the forecast?
Monthly, replacing forecasts with actual figures as each month closes.