Stripe, PayPal & Square Fee Calculator
Calculate payment processing fees for Stripe, PayPal, Square and Venmo — what you receive from a payment, or what to charge to receive an exact amount.
How to use
- 1Pick the processor (or enter a custom rate).
- 2Choose whether you know the amount charged or the amount you want to receive.
How it's calculated
Fee = amount × rate + fixed fee. To receive an exact amount, charge = (target + fixed fee) ÷ (1 − rate).
Frequently asked questions
How much does Stripe charge?
Standard US online card payments are 2.9% + 30¢. International cards and currency conversion add extra percentages.
How much does PayPal charge for goods and services?
The standard US rate for PayPal checkout is 3.49% + 49¢. Personal 'friends and family' transfers from a balance or bank are free in the US.
Can I pass fees on to customers?
Surcharging rules vary by US state, card network and country (it's banned for consumer cards in the EU/UK). Check local rules first.