Crypto Tax Calculator 2026
Estimate US federal tax on crypto for 2026 — short- and long-term gains from selling or trading coins, plus staking, mining and airdrop income taxed as ordinary income.
Estimates only — not tax advice. Tax rules change and depend on your situation; check with the tax authority or a tax professional.
How to use
- 1Enter your other taxable income and filing status.
- 2Enter gains held a year or less, gains held longer, and staking/mining income.
- 3See the tax on your crypto activity.
How it's calculated
Staking/mining/airdrops and short-term gains are ordinary income; long-term gains use the 0/15/20% rates stacked on top; NIIT 3.8% may apply above $200,000/$250,000.
Frequently asked questions
Is trading one coin for another taxable?
Yes — each trade is a sale of the first coin at its market value.
What's new for 2026?
Brokers must report gross proceeds and (for 2026 purchases) cost basis on the new Form 1099-DA.
Can crypto losses offset gains?
Yes — capital losses offset gains, then up to $3,000 of other income per year, with the rest carried forward.