Tax Refund Estimator 2026
Estimate your federal tax refund (or balance due) for tax year 2026 from your income, withholding, dependents and deductions — including the new senior, tips and overtime deductions.
Estimates only — not tax advice. Tax rules change and depend on your situation; check with the tax authority or a tax professional.
How to use
- 1Enter your income and the federal tax withheld (W-2 box 2).
- 2Add dependents, deductions and estimated payments.
- 3See your expected refund or amount owed.
How it's calculated
Refund = withholding + estimated payments + refundable credits (EITC, refundable Child Tax Credit) − total tax.
Frequently asked questions
When will I get my refund?
Most e-filed returns with direct deposit are refunded within 21 days. Returns claiming the EITC or refundable Child Tax Credit aren't paid before mid-February.
Why is my refund smaller than last year?
Common reasons: a raise, less withholding, a child aging out of the Child Tax Credit, or side income without withholding.
Is a refund extra money?
No — it's your own over-withheld tax being returned.