Net Worth Calculator
Add up what you own and what you owe to find your net worth — cash, investments, retirement, property and vehicles minus mortgages, loans and cards.
For information and education only — not financial advice. Results are estimates based on the numbers you enter; check important decisions with a qualified professional.
How to use
- 1Enter the current value of each asset.
- 2Enter what you still owe on each debt — your net worth is the difference.
How it's calculated
Net worth = total assets − total liabilities. Use today's market values, not what you paid.
Frequently asked questions
Should I include my home?
Yes, at a realistic market value, with the mortgage balance as a liability. Some people also track net worth excluding their home.
Do cars count?
Yes, at resale value — but cars lose value quickly, so they're a shrinking asset.
What's a good net worth?
It depends on age and income. A rough benchmark is aiming for a positive and rising net worth, tracked every few months.