Minijob & Midijob Rechner 2026
Calculate take-home pay and employer costs for a German Minijob (up to €603 a month in 2026) or Midijob (€603.01–€2,000) — with the reduced employee contributions in the transition zone.
Estimates only — not tax advice. Tax rules change and depend on your situation; check with the tax authority or a tax professional.
How to use
- 1Enter your monthly pay.
- 2Choose whether you opt out of pension insurance (Minijob) and your situation.
- 3See your net pay, contributions and your employer's costs.
How it's calculated
Minijob (≤ €603): no income tax (2% flat tax paid by employer) and a 3.6% employee pension contribution unless you opt out. Employer pays about 28% + 2% tax. Midijob (€603.01–€2,000): employee contributions are charged on a reduced base = 2,000 ÷ 1,397 × (pay − 603), rising to the full rate at €2,000.
Frequently asked questions
What is the Minijob limit in 2026?
€603 a month (€7,236 a year), linked to the €13.90 minimum wage. It rises to €633 in 2027 with the minimum wage increase to €14.60.
Should I opt out of pension insurance?
Opting out saves 3.6% of your pay, but staying in gives you full pension credits, eligibility for Riester subsidies and rehabilitation benefits.
Do Midijobs pay income tax?
Yes, normal income tax by tax class — but with low pay in tax class I there's usually none because of the basic allowance.